Call reports 2006
WOODHAVEN BANK — 2006
What WOODHAVEN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 230,871,000 | 239,382,000 | 263,984,000 | 279,219,000 |
| Total loans | 167,958,000 | 185,989,000 | 209,833,000 | 214,722,000 |
| Allowance for loan losses | 1,785,000 | 1,962,000 | 2,214,000 | 2,285,000 |
| Securities available for sale | 29,478,000 | 30,746,000 | 26,937,000 | 27,701,000 |
| Securities held to maturity | 724,000 | 724,000 | 724,000 | 724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,883,000 | 215,380,000 | 235,810,000 | 251,812,000 |
| Interest-bearing deposits | 170,021,000 | 174,874,000 | 194,327,000 | 210,194,000 |
| Noninterest-bearing deposits | 35,862,000 | 40,506,000 | 41,483,000 | 41,619,000 |
| Equity capital | 19,993,000 | 20,205,000 | 21,143,000 | 21,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,816,000 | 7,993,000 | 12,739,000 | 18,022,000 |
| Interest expense | 1,266,000 | 2,698,000 | 4,459,000 | 6,625,000 |
| Net interest income | 2,550,000 | 5,295,000 | 8,280,000 | 11,397,000 |
| Noninterest income | 650,000 | 850,000 | 1,263,000 | 1,623,000 |
| Noninterest expense | 2,112,000 | 3,823,000 | 5,849,000 | 7,930,000 |
| Provision for loan losses | 55,000 | 246,000 | 522,000 | 610,000 |
| Pretax income | 1,033,000 | 2,076,000 | 3,176,000 | 4,484,000 |
| Income tax | 6,000 | 12,000 | 19,000 | 24,000 |
| Net income | 1,027,000 | 2,064,000 | 3,157,000 | 4,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,316,000 | 20,903,000 | 21,396,000 | 21,998,000 |
| Total capital | 22,101,000 | 22,865,000 | 23,610,000 | 24,283,000 |
| Risk-weighted assets | 166,323,000 | 183,444,000 | 206,621,000 | 214,453,000 |