Call reports 2005
WOODHAVEN BANK — 2005
What WOODHAVEN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 190,621,000 | 206,860,000 | 210,752,000 | 221,031,000 |
| Total loans | 138,111,000 | 147,639,000 | 154,749,000 | 163,311,000 |
| Allowance for loan losses | 1,458,000 | 1,540,000 | 1,634,000 | 1,726,000 |
| Securities available for sale | 30,601,000 | 30,410,000 | 26,592,000 | 25,853,000 |
| Securities held to maturity | 724,000 | 724,000 | 724,000 | 724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,080,000 | 185,117,000 | 188,858,000 | 201,222,000 |
| Interest-bearing deposits | 143,128,000 | 154,860,000 | 157,253,000 | 168,828,000 |
| Noninterest-bearing deposits | 26,952,000 | 30,257,000 | 31,605,000 | 32,394,000 |
| Equity capital | 14,903,000 | 15,900,000 | 15,921,000 | 15,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,700,000 | 5,682,000 | 8,956,000 | 12,540,000 |
| Interest expense | 618,000 | 1,387,000 | 2,315,000 | 3,452,000 |
| Net interest income | 2,082,000 | 4,295,000 | 6,641,000 | 9,088,000 |
| Noninterest income | 599,000 | 1,184,000 | 1,768,000 | 2,487,000 |
| Noninterest expense | 1,520,000 | 3,193,000 | 5,340,000 | 7,451,000 |
| Provision for loan losses | 100,000 | 228,000 | 390,000 | 600,000 |
| Pretax income | 1,061,000 | 2,058,000 | 2,652,000 | 3,497,000 |
| Income tax | 7,000 | 12,000 | 16,000 | 5,000 |
| Net income | 1,054,000 | 2,046,000 | 2,636,000 | 3,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,995,000 | 15,667,000 | 15,758,000 | 16,014,000 |
| Total capital | 16,453,000 | 17,207,000 | 17,392,000 | 17,740,000 |
| Risk-weighted assets | 134,869,000 | 144,610,000 | 149,708,000 | 161,039,000 |