Call reports 2004
WOODHAVEN BANK — 2004
What WOODHAVEN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 169,950,000 | 174,957,000 | 185,401,000 | 186,056,000 |
| Total loans | 123,876,000 | 129,084,000 | 130,898,000 | 132,691,000 |
| Allowance for loan losses | 1,294,000 | 1,294,000 | 1,313,000 | 1,383,000 |
| Securities available for sale | 26,579,000 | 24,599,000 | 24,667,000 | 31,458,000 |
| Securities held to maturity | 723,000 | 723,000 | 723,000 | 723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,944,000 | 156,366,000 | 164,961,000 | 166,415,000 |
| Interest-bearing deposits | 123,238,000 | 128,942,000 | 137,852,000 | 136,989,000 |
| Noninterest-bearing deposits | 26,706,000 | 27,423,000 | 27,110,000 | 29,426,000 |
| Equity capital | 14,662,000 | 13,926,000 | 14,741,000 | 14,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,270,000 | 4,670,000 | 7,196,000 | 9,819,000 |
| Interest expense | 464,000 | 942,000 | 1,486,000 | 2,067,000 |
| Net interest income | 1,806,000 | 3,728,000 | 5,710,000 | 7,752,000 |
| Noninterest income | 428,000 | 932,000 | 1,439,000 | 1,929,000 |
| Noninterest expense | 1,384,000 | 2,876,000 | 4,389,000 | 5,894,000 |
| Provision for loan losses | 186,000 | 290,000 | 349,000 | 469,000 |
| Pretax income | 664,000 | 1,494,000 | 2,411,000 | 3,318,000 |
| Income tax | 4,000 | 10,000 | 16,000 | 16,000 |
| Net income | 660,000 | 1,484,000 | 2,395,000 | 3,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,901,000 | 14,073,000 | 14,235,000 | 14,591,000 |
| Total capital | 15,195,000 | 15,367,000 | 15,548,000 | 15,974,000 |
| Risk-weighted assets | 121,008,000 | 126,527,000 | 129,833,000 | 129,987,000 |