Call reports 2003
WOODHAVEN BANK — 2003
What WOODHAVEN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 147,857,000 | 150,442,000 | 161,124,000 | 164,823,000 |
| Total loans | 99,765,000 | 105,620,000 | 108,131,000 | 109,662,000 |
| Allowance for loan losses | 1,041,000 | 1,077,000 | 1,159,000 | 1,156,000 |
| Securities available for sale | 23,698,000 | 22,323,000 | 19,582,000 | 27,865,000 |
| Securities held to maturity | 723,000 | 723,000 | 723,000 | 723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,156,000 | 134,296,000 | 141,804,000 | 146,486,000 |
| Interest-bearing deposits | 105,315,000 | 106,272,000 | 114,388,000 | 120,789,000 |
| Noninterest-bearing deposits | 26,841,000 | 28,023,000 | 27,416,000 | 25,697,000 |
| Equity capital | 10,211,000 | 11,110,000 | 14,329,000 | 14,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,227,000 | 6,378,000 | 8,593,000 |
| Interest expense | 475,000 | 929,000 | 1,353,000 | 1,811,000 |
| Net interest income | 1,613,000 | 3,298,000 | 5,025,000 | 6,782,000 |
| Noninterest income | 440,000 | 971,000 | 1,557,000 | 2,002,000 |
| Noninterest expense | 1,212,000 | 2,530,000 | 3,927,000 | 5,297,000 |
| Provision for loan losses | 56,000 | 133,000 | 238,000 | 438,000 |
| Pretax income | 785,000 | 1,606,000 | 2,417,000 | 3,049,000 |
| Income tax | 7,000 | 13,000 | 19,000 | 19,000 |
| Net income | 778,000 | 1,593,000 | 2,398,000 | 3,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,636,000 | 10,251,000 | 13,857,000 | 13,689,000 |
| Total capital | 10,677,000 | 11,328,000 | 15,016,000 | 14,845,000 |
| Risk-weighted assets | 97,095,000 | 103,111,000 | 108,854,000 | 108,555,000 |