Call reports 2002
WOODHAVEN BANK — 2002
What WOODHAVEN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 130,006,000 | 138,623,000 | 141,178,000 | 140,645,000 |
| Total loans | 91,613,000 | 95,859,000 | 97,150,000 | 97,297,000 |
| Allowance for loan losses | 955,000 | 1,012,000 | 1,022,000 | 1,015,000 |
| Securities available for sale | 20,273,000 | 20,705,000 | 23,738,000 | 20,962,000 |
| Securities held to maturity | 723,000 | 723,000 | 723,000 | 723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,524,000 | 123,351,000 | 126,544,000 | 126,608,000 |
| Interest-bearing deposits | 90,551,000 | 96,256,000 | 99,258,000 | 100,392,000 |
| Noninterest-bearing deposits | 25,973,000 | 27,095,000 | 27,286,000 | 26,217,000 |
| Equity capital | 8,408,000 | 9,079,000 | 9,907,000 | 10,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,255,000 | 6,472,000 | 8,655,000 |
| Interest expense | 548,000 | 1,086,000 | 1,643,000 | 2,170,000 |
| Net interest income | 1,547,000 | 3,169,000 | 4,829,000 | 6,485,000 |
| Noninterest income | 354,000 | 807,000 | 1,259,000 | 1,679,000 |
| Noninterest expense | 1,096,000 | 2,275,000 | 3,456,000 | 4,762,000 |
| Provision for loan losses | 30,000 | 108,000 | 124,000 | 250,000 |
| Pretax income | 775,000 | 1,593,000 | 2,508,000 | 3,152,000 |
| Income tax | 0 | 10,000 | 20,000 | 17,000 |
| Net income | 775,000 | 1,583,000 | 2,488,000 | 3,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,324,000 | 8,632,000 | 9,212,000 | 9,459,000 |
| Total capital | 9,279,000 | 9,644,000 | 10,234,000 | 10,474,000 |
| Risk-weighted assets | 88,870,000 | 94,070,000 | 94,926,000 | 94,148,000 |