Call reports 2001
CITIZENS STATE BANK OF SHAKOPEE — 2001
What CITIZENS STATE BANK OF SHAKOPEE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,084,000 | 19,688,000 | 21,034,000 | 22,927,000 |
| Total loans | 8,206,000 | 8,152,000 | 8,453,000 | 7,468,000 |
| Allowance for loan losses | 298,000 | 298,000 | 298,000 | 298,000 |
| Securities available for sale | 7,032,000 | 6,061,000 | 5,438,000 | 7,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,747,000 | 17,332,000 | 18,564,000 | 20,493,000 |
| Interest-bearing deposits | 17,664,000 | 13,124,000 | 14,370,000 | 15,785,000 |
| Noninterest-bearing deposits | 4,083,000 | 4,208,000 | 4,194,000 | 4,708,000 |
| Equity capital | 2,159,000 | 2,199,000 | 2,255,000 | 2,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 695,000 | 988,000 | 1,265,000 |
| Interest expense | 150,000 | 289,000 | 422,000 | 532,000 |
| Net interest income | 220,000 | 406,000 | 566,000 | 733,000 |
| Noninterest income | 36,000 | 74,000 | 107,000 | 163,000 |
| Noninterest expense | 199,000 | 380,000 | 558,000 | 745,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 100,000 | 115,000 | 151,000 |
| Income tax | 22,000 | 38,000 | 44,000 | 49,000 |
| Net income | 35,000 | 62,000 | 71,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,136,000 | 2,162,000 | 2,172,000 | 2,203,000 |
| Total capital | 2,276,000 | 2,288,000 | 2,305,000 | 2,345,000 |
| Risk-weighted assets | 11,264,000 | 9,917,000 | 10,436,000 | 11,227,000 |