Call reports 2012
FIRST STATE BANK OF MURDOCK — 2012
What FIRST STATE BANK OF MURDOCK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 9,750,000 | 9,670,000 | 10,690,000 | 10,642,000 |
| Total loans | 4,230,000 | 4,662,000 | 5,258,000 | 5,105,000 |
| Allowance for loan losses | 47,000 | 51,000 | 57,000 | 60,000 |
| Securities available for sale | 513,000 | 480,000 | 482,000 | 490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,863,000 | 8,781,000 | 9,790,000 | 9,634,000 |
| Interest-bearing deposits | 6,174,000 | 5,640,000 | 6,176,000 | 5,541,000 |
| Noninterest-bearing deposits | 2,689,000 | 3,141,000 | 3,614,000 | 4,093,000 |
| Equity capital | 875,000 | 876,000 | 886,000 | 1,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 87,000 | 178,000 | 284,000 | 31,000 |
| Interest expense | 6,000 | 12,000 | 18,000 | 2,000 |
| Net interest income | 81,000 | 166,000 | 266,000 | 29,000 |
| Noninterest income | 11,000 | 32,000 | 46,000 | 6,000 |
| Noninterest expense | 102,000 | 203,000 | 304,000 | 24,000 |
| Provision for loan losses | -5,000 | -1,000 | 5,000 | 60,000 |
| Pretax income | -5,000 | -4,000 | 3,000 | -49,000 |
| Income tax | 2,000 | 0 | 0 | 0 |
| Net income | -7,000 | -4,000 | 3,000 | -49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 867,000 | 870,000 | 877,000 | 951,000 |
| Total capital | 914,000 | 921,000 | 934,000 | 1,011,000 |
| Risk-weighted assets | 5,494,000 | 5,730,000 | 6,314,000 | 6,425,000 |