Call reports 2011
FIRST STATE BANK OF MURDOCK — 2011
What FIRST STATE BANK OF MURDOCK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 9,266,000 | 9,400,000 | 9,733,000 | 9,509,000 |
| Total loans | 4,916,000 | 4,921,000 | 4,842,000 | 4,726,000 |
| Allowance for loan losses | 49,000 | 47,000 | 51,000 | 52,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 281,000 | 256,000 | 256,000 | 428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,384,000 | 8,491,000 | 8,825,000 | 8,623,000 |
| Interest-bearing deposits | 5,341,000 | 5,574,000 | 5,567,000 | 5,691,000 |
| Noninterest-bearing deposits | 3,043,000 | 2,917,000 | 3,258,000 | 2,932,000 |
| Equity capital | 859,000 | 884,000 | 886,000 | 874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 100,000 | 195,000 | 292,000 | 383,000 |
| Interest expense | 8,000 | 17,000 | 25,000 | 32,000 |
| Net interest income | 92,000 | 178,000 | 267,000 | 351,000 |
| Noninterest income | 9,000 | 44,000 | 56,000 | 71,000 |
| Noninterest expense | 123,000 | 227,000 | 323,000 | 428,000 |
| Provision for loan losses | 4,000 | 2,000 | 6,000 | 7,000 |
| Pretax income | -27,000 | -8,000 | -6,000 | -13,000 |
| Income tax | 0 | -6,000 | -6,000 | -1,000 |
| Net income | -27,000 | -2,000 | 0 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 859,000 | 884,000 | 886,000 | 874,000 |
| Total capital | 908,000 | 931,000 | 937,000 | 927,000 |
| Risk-weighted assets | 5,750,000 | 5,669,000 | 5,789,000 | 5,748,000 |