Call reports 2010
FIRST STATE BANK OF MURDOCK — 2010
What FIRST STATE BANK OF MURDOCK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 9,068,000 | 8,622,000 | 8,487,000 | 8,581,000 |
| Total loans | 5,740,000 | 5,217,000 | 5,493,000 | 5,407,000 |
| Allowance for loan losses | 92,000 | 96,000 | 87,000 | 56,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 423,000 | 423,000 | 176,000 | 382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,170,000 | 7,769,000 | 7,619,000 | 7,673,000 |
| Interest-bearing deposits | 5,455,000 | 5,127,000 | 5,032,000 | 5,025,000 |
| Noninterest-bearing deposits | 2,715,000 | 2,642,000 | 2,587,000 | 2,648,000 |
| Equity capital | 870,000 | 825,000 | 838,000 | 886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 88,000 | 198,000 | 306,000 | 416,000 |
| Interest expense | 14,000 | 24,000 | 36,000 | 45,000 |
| Net interest income | 74,000 | 174,000 | 270,000 | 371,000 |
| Noninterest income | 15,000 | 24,000 | 39,000 | 62,000 |
| Noninterest expense | 112,000 | 228,000 | 336,000 | 427,000 |
| Provision for loan losses | 27,000 | 70,000 | 60,000 | 54,000 |
| Pretax income | -50,000 | -100,000 | -87,000 | -48,000 |
| Income tax | 6,000 | 2,000 | 2,000 | -7,000 |
| Net income | -56,000 | -102,000 | -89,000 | -41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 870,000 | 825,000 | 838,000 | 886,000 |
| Total capital | 950,000 | 902,000 | 907,000 | 942,000 |
| Risk-weighted assets | 5,588,000 | 5,343,000 | 5,467,000 | 5,903,000 |