Call reports 2009
FIRST STATE BANK OF MURDOCK — 2009
What FIRST STATE BANK OF MURDOCK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 8,799,000 | 8,658,000 | 8,841,000 | 8,849,000 |
| Total loans | 5,303,000 | 5,254,000 | 5,687,000 | 5,710,000 |
| Allowance for loan losses | 57,000 | 58,000 | 59,000 | 65,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,000 | 358,000 | 408,000 | 423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,848,000 | 7,695,000 | 7,868,000 | 7,888,000 |
| Interest-bearing deposits | 4,935,000 | 5,132,000 | 5,433,000 | 5,112,000 |
| Noninterest-bearing deposits | 2,913,000 | 2,563,000 | 2,435,000 | 2,776,000 |
| Equity capital | 913,000 | 921,000 | 931,000 | 927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 250,000 | 375,000 | 499,000 |
| Interest expense | 19,000 | 37,000 | 54,000 | 68,000 |
| Net interest income | 107,000 | 213,000 | 321,000 | 431,000 |
| Noninterest income | 15,000 | 27,000 | 39,000 | 52,000 |
| Noninterest expense | 113,000 | 219,000 | 326,000 | 446,000 |
| Provision for loan losses | -5,000 | -4,000 | -3,000 | 4,000 |
| Pretax income | 14,000 | 25,000 | 37,000 | 33,000 |
| Income tax | 0 | 3,000 | 5,000 | 5,000 |
| Net income | 14,000 | 22,000 | 32,000 | 28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 913,000 | 921,000 | 931,000 | 927,000 |
| Total capital | 970,000 | 978,000 | 990,000 | 992,000 |
| Risk-weighted assets | 5,212,000 | 5,166,000 | 5,566,000 | 5,631,000 |