Call reports 2002
FIRST STATE BANK OF MURDOCK — 2002
What FIRST STATE BANK OF MURDOCK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 9,472,000 | 8,547,000 | 8,521,000 | 9,595,000 |
| Total loans | 6,610,000 | 6,186,000 | 6,409,000 | 6,606,000 |
| Allowance for loan losses | 63,000 | 64,000 | 64,000 | 65,000 |
| Securities available for sale | 125,000 | 125,000 | 125,000 | 125,000 |
| Securities held to maturity | 22,000 | 141,000 | 141,000 | 61,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,564,000 | 7,622,000 | 7,613,000 | 8,700,000 |
| Interest-bearing deposits | 7,068,000 | 5,676,000 | 5,536,000 | 5,623,000 |
| Noninterest-bearing deposits | 1,496,000 | 1,946,000 | 2,077,000 | 3,077,000 |
| Equity capital | 844,000 | 879,000 | 857,000 | 842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 161,000 | 315,000 | 463,000 | 611,000 |
| Interest expense | 41,000 | 74,000 | 102,000 | 128,000 |
| Net interest income | 120,000 | 241,000 | 361,000 | 483,000 |
| Noninterest income | 20,000 | 32,000 | 48,000 | 65,000 |
| Noninterest expense | 98,000 | 188,000 | 277,000 | 411,000 |
| Provision for loan losses | -6,000 | -9,000 | -10,000 | -6,000 |
| Pretax income | 48,000 | 94,000 | 142,000 | 143,000 |
| Income tax | 7,000 | 18,000 | 25,000 | 41,000 |
| Net income | 41,000 | 76,000 | 117,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 842,000 | 877,000 | 855,000 | 838,000 |
| Total capital | 905,000 | 941,000 | 919,000 | 903,000 |
| Risk-weighted assets | 5,730,000 | 5,389,000 | 5,672,000 | 5,923,000 |