Call reports 2001
FIRST STATE BANK OF MURDOCK — 2001
What FIRST STATE BANK OF MURDOCK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 7,986,000 | 8,138,000 | 8,194,000 | 10,362,000 |
| Total loans | 6,548,000 | 6,430,000 | 6,533,000 | 6,996,000 |
| Allowance for loan losses | 72,000 | 69,000 | 67,000 | 68,000 |
| Securities available for sale | 224,000 | 125,000 | 124,000 | 124,000 |
| Securities held to maturity | 84,000 | 83,000 | 82,000 | 67,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,094,000 | 7,220,000 | 7,289,000 | 9,482,000 |
| Interest-bearing deposits | 5,127,000 | 5,639,000 | 5,709,000 | 7,511,000 |
| Noninterest-bearing deposits | 1,967,000 | 1,581,000 | 1,580,000 | 1,971,000 |
| Equity capital | 801,000 | 833,000 | 810,000 | 803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 340,000 | 508,000 | 676,000 |
| Interest expense | 60,000 | 119,000 | 173,000 | 220,000 |
| Net interest income | 110,000 | 221,000 | 335,000 | 456,000 |
| Noninterest income | 15,000 | 30,000 | 48,000 | 65,000 |
| Noninterest expense | 102,000 | 180,000 | 269,000 | 401,000 |
| Provision for loan losses | 8,000 | 4,000 | 2,000 | 2,000 |
| Pretax income | 15,000 | 67,000 | 112,000 | 118,000 |
| Income tax | 7,000 | 27,000 | 21,000 | 34,000 |
| Net income | 8,000 | 40,000 | 91,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 799,000 | 831,000 | 808,000 | 801,000 |
| Total capital | 871,000 | 900,000 | 875,000 | 869,000 |
| Risk-weighted assets | 5,919,000 | 5,515,000 | 5,608,000 | 6,274,000 |