Call reports 2026
STATE NATIONAL BANK OF GROOM, THE — 2026
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 60,856,000 | 55,132,000 |
| Total loans | 45,599,000 | 43,849,000 |
| Allowance for loan losses | 794,000 | 802,000 |
| Securities available for sale | 6,717,000 | 6,584,000 |
| Securities held to maturity | 603,000 | 601,000 |
| Trading assets | 0 | 0 |
| Total deposits | 53,425,000 | 47,675,000 |
| Interest-bearing deposits | 45,242,000 | 39,514,000 |
| Noninterest-bearing deposits | 8,183,000 | 8,161,000 |
| Equity capital | 7,321,000 | 7,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,033,000 | 1,979,000 |
| Interest expense | 417,000 | 765,000 |
| Net interest income | 616,000 | 1,214,000 |
| Noninterest income | 48,000 | 92,000 |
| Noninterest expense | 582,000 | 1,145,000 |
| Provision for loan losses | -160,000 | -160,000 |
| Pretax income | 242,000 | 321,000 |
| Income tax | 57,000 | 74,000 |
| Net income | 185,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,384,000 | 7,447,000 |