Call reports 2023
STATE NATIONAL BANK OF GROOM, THE — 2023
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 44,935,000 | 39,326,000 | 37,814,000 | 45,616,000 |
| Total loans | 22,469,000 | 21,524,000 | 22,075,000 | 21,914,000 |
| Allowance for loan losses | 353,000 | 354,000 | 265,000 | 269,000 |
| Securities available for sale | 4,724,000 | 4,714,000 | 4,718,000 | 4,810,000 |
| Securities held to maturity | 2,830,000 | 2,814,000 | 2,796,000 | 2,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,966,000 | 35,366,000 | 33,828,000 | 36,216,000 |
| Interest-bearing deposits | 31,211,000 | 26,352,000 | 25,554,000 | 26,139,000 |
| Noninterest-bearing deposits | 9,755,000 | 9,014,000 | 8,274,000 | 10,077,000 |
| Equity capital | 3,907,000 | 3,888,000 | 3,888,000 | 9,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 963,000 | 1,459,000 | 2,023,000 |
| Interest expense | 133,000 | 327,000 | 523,000 | 739,000 |
| Net interest income | 336,000 | 636,000 | 936,000 | 1,284,000 |
| Noninterest income | 17,000 | 28,000 | 46,000 | 63,000 |
| Noninterest expense | 303,000 | 605,000 | 922,000 | 1,385,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 49,000 | 56,000 | 56,000 | -44,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 56,000 | 56,000 | -44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,234,000 | 4,229,000 | 4,230,000 | 9,456,000 |
| Total capital | 4,560,000 | 4,527,000 | 4,496,000 | 9,725,000 |
| Risk-weighted assets | 26,128,000 | 23,909,000 | 24,313,000 | 25,746,000 |