Call reports 2022
STATE NATIONAL BANK OF GROOM, THE — 2022
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 44,200,000 | 42,948,000 | 39,801,000 | 41,053,000 |
| Total loans | 22,048,000 | 23,278,000 | 25,081,000 | 23,044,000 |
| Allowance for loan losses | 389,000 | 347,000 | 349,000 | 351,000 |
| Securities available for sale | 2,176,000 | 4,772,000 | 4,674,000 | 4,682,000 |
| Securities held to maturity | 3,154,000 | 3,444,000 | 3,425,000 | 3,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,847,000 | 39,008,000 | 35,917,000 | 37,188,000 |
| Interest-bearing deposits | 29,930,000 | 28,246,000 | 26,183,000 | 28,206,000 |
| Noninterest-bearing deposits | 9,917,000 | 10,762,000 | 9,734,000 | 8,982,000 |
| Equity capital | 4,329,000 | 3,909,000 | 3,840,000 | 3,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 686,000 | 1,074,000 | 1,504,000 |
| Interest expense | 33,000 | 66,000 | 112,000 | 214,000 |
| Net interest income | 299,000 | 620,000 | 962,000 | 1,290,000 |
| Noninterest income | 22,000 | 41,000 | 63,000 | 20,000 |
| Noninterest expense | 298,000 | 680,000 | 1,010,000 | 1,307,000 |
| Provision for loan losses | 6,000 | -33,000 | -32,000 | -30,000 |
| Pretax income | 17,000 | 14,000 | 47,000 | 33,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 14,000 | 47,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,398,000 | 4,177,000 | 4,210,000 | 4,185,000 |
| Total capital | 4,726,000 | 4,505,000 | 4,550,000 | 4,508,000 |
| Risk-weighted assets | 26,300,000 | 26,326,000 | 27,197,000 | 25,933,000 |