Call reports 2021
STATE NATIONAL BANK OF GROOM, THE — 2021
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 40,390,000 | 40,800,000 | 41,607,000 | 41,036,000 |
| Total loans | 24,212,000 | 24,861,000 | 26,711,000 | 26,420,000 |
| Allowance for loan losses | 337,000 | 364,000 | 370,000 | 386,000 |
| Securities available for sale | 2,241,000 | 2,206,000 | 2,216,000 | 2,192,000 |
| Securities held to maturity | 3,242,000 | 3,217,000 | 3,195,000 | 3,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,052,000 | 36,519,000 | 37,330,000 | 36,697,000 |
| Interest-bearing deposits | 27,620,000 | 27,061,000 | 27,387,000 | 27,820,000 |
| Noninterest-bearing deposits | 8,432,000 | 9,458,000 | 9,943,000 | 8,877,000 |
| Equity capital | 4,320,000 | 4,251,000 | 4,237,000 | 4,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 765,000 | 1,117,000 | 1,490,000 |
| Interest expense | 54,000 | 101,000 | 136,000 | 168,000 |
| Net interest income | 350,000 | 664,000 | 981,000 | 1,322,000 |
| Noninterest income | 33,000 | 79,000 | 87,000 | 193,000 |
| Noninterest expense | 308,000 | 644,000 | 985,000 | 1,289,000 |
| Provision for loan losses | 10,000 | 18,000 | 24,000 | 40,000 |
| Pretax income | 65,000 | 81,000 | 59,000 | 186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 81,000 | 59,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,323,000 | 4,289,000 | 4,266,000 | 4,381,000 |
| Total capital | 4,656,000 | 4,631,000 | 4,631,000 | 4,744,000 |
| Risk-weighted assets | 26,706,000 | 27,422,000 | 29,291,000 | 29,098,000 |