Call reports 2020
STATE NATIONAL BANK OF GROOM, THE — 2020
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 36,513,000 | 37,246,000 | 42,260,000 | 41,756,000 |
| Total loans | 26,513,000 | 26,747,000 | 26,963,000 | 24,025,000 |
| Allowance for loan losses | 339,000 | 347,000 | 320,000 | 330,000 |
| Securities available for sale | 4,275,000 | 4,201,000 | 3,403,000 | 1,502,000 |
| Securities held to maturity | 156,000 | 143,000 | 130,000 | 3,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,245,000 | 32,881,000 | 37,831,000 | 37,489,000 |
| Interest-bearing deposits | 25,776,000 | 26,136,000 | 28,963,000 | 29,485,000 |
| Noninterest-bearing deposits | 6,469,000 | 6,745,000 | 8,868,000 | 8,004,000 |
| Equity capital | 4,245,000 | 4,328,000 | 4,378,000 | 4,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 805,000 | 1,228,000 | 1,588,000 |
| Interest expense | 78,000 | 143,000 | 204,000 | 266,000 |
| Net interest income | 338,000 | 662,000 | 1,024,000 | 1,322,000 |
| Noninterest income | 36,000 | 211,000 | 242,000 | 280,000 |
| Noninterest expense | 320,000 | 623,000 | 956,000 | 1,385,000 |
| Provision for loan losses | 4,000 | 13,000 | 23,000 | 34,000 |
| Pretax income | 50,000 | 237,000 | 287,000 | 183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 237,000 | 287,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,167,000 | 4,326,000 | 4,375,000 | 4,258,000 |
| Total capital | 4,506,000 | 4,673,000 | 4,695,000 | 4,588,000 |
| Risk-weighted assets | 29,441,000 | 28,659,000 | 29,890,000 | 27,701,000 |