Call reports 2019
STATE NATIONAL BANK OF GROOM, THE — 2019
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 39,021,000 | 38,786,000 | 37,035,000 | 38,642,000 |
| Total loans | 24,976,000 | 26,284,000 | 24,606,000 | 24,262,000 |
| Allowance for loan losses | 363,000 | 330,000 | 334,000 | 335,000 |
| Securities available for sale | 5,345,000 | 5,369,000 | 4,184,000 | 3,895,000 |
| Securities held to maturity | 208,000 | 194,000 | 182,000 | 171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,940,000 | 34,662,000 | 32,870,000 | 34,508,000 |
| Interest-bearing deposits | 27,886,000 | 27,688,000 | 26,415,000 | 26,156,000 |
| Noninterest-bearing deposits | 7,054,000 | 6,974,000 | 6,455,000 | 8,352,000 |
| Equity capital | 4,053,000 | 4,079,000 | 4,105,000 | 4,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 402,000 | 834,000 | 1,274,000 | 1,693,000 |
| Interest expense | 55,000 | 119,000 | 198,000 | 280,000 |
| Net interest income | 347,000 | 715,000 | 1,076,000 | 1,413,000 |
| Noninterest income | 36,000 | 7,000 | 46,000 | 78,000 |
| Noninterest expense | 308,000 | 657,000 | 1,021,000 | 1,363,000 |
| Provision for loan losses | 3,000 | -30,000 | -25,000 | -20,000 |
| Pretax income | 72,000 | 95,000 | 126,000 | 148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 95,000 | 126,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,055,000 | 4,065,000 | 4,096,000 | 4,117,000 |
| Total capital | 4,410,000 | 4,395,000 | 4,430,000 | 4,452,000 |
| Risk-weighted assets | 28,315,000 | 29,294,000 | 27,612,000 | 28,364,000 |