Call reports 2018
STATE NATIONAL BANK OF GROOM, THE — 2018
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 39,903,000 | 39,679,000 | 36,338,000 | 35,898,000 |
| Total loans | 22,883,000 | 23,454,000 | 24,308,000 | 23,637,000 |
| Allowance for loan losses | 353,000 | 357,000 | 357,000 | 360,000 |
| Securities available for sale | 4,230,000 | 4,554,000 | 4,545,000 | 4,957,000 |
| Securities held to maturity | 757,000 | 741,000 | 619,000 | 220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,011,000 | 35,775,000 | 32,342,000 | 31,919,000 |
| Interest-bearing deposits | 29,663,000 | 29,482,000 | 24,848,000 | 24,658,000 |
| Noninterest-bearing deposits | 6,348,000 | 6,293,000 | 7,494,000 | 7,261,000 |
| Equity capital | 3,869,000 | 3,869,000 | 3,945,000 | 3,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 782,000 | 1,181,000 | 1,578,000 |
| Interest expense | 30,000 | 68,000 | 111,000 | 166,000 |
| Net interest income | 362,000 | 714,000 | 1,070,000 | 1,412,000 |
| Noninterest income | 34,000 | 77,000 | 109,000 | 145,000 |
| Noninterest expense | 304,000 | 667,000 | 968,000 | 1,315,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 89,000 | 118,000 | 202,000 | 230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 118,000 | 202,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,870,000 | 3,886,000 | 3,969,000 | 3,983,000 |
| Total capital | 4,206,000 | 4,229,000 | 4,310,000 | 4,314,000 |
| Risk-weighted assets | 26,939,000 | 27,437,000 | 27,332,000 | 26,479,000 |