Call reports 2017
STATE NATIONAL BANK OF GROOM, THE — 2017
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,836,000 | 35,231,000 | 34,398,000 | 35,367,000 |
| Total loans | 22,295,000 | 23,830,000 | 26,111,000 | 26,578,000 |
| Allowance for loan losses | 539,000 | 336,000 | 345,000 | 350,000 |
| Securities available for sale | 2,177,000 | 2,247,000 | 2,648,000 | 2,643,000 |
| Securities held to maturity | 1,681,000 | 1,661,000 | 792,000 | 774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,214,000 | 31,429,000 | 30,539,000 | 31,579,000 |
| Interest-bearing deposits | 27,233,000 | 26,298,000 | 24,622,000 | 25,379,000 |
| Noninterest-bearing deposits | 5,981,000 | 5,131,000 | 5,917,000 | 6,200,000 |
| Equity capital | 3,596,000 | 3,768,000 | 3,812,000 | 3,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 712,000 | 1,087,000 | 1,474,000 |
| Interest expense | 25,000 | 54,000 | 83,000 | 114,000 |
| Net interest income | 341,000 | 658,000 | 1,004,000 | 1,360,000 |
| Noninterest income | 39,000 | 72,000 | 106,000 | 145,000 |
| Noninterest expense | 299,000 | 633,000 | 957,000 | 1,380,000 |
| Provision for loan losses | 0 | -180,000 | -177,000 | -174,000 |
| Pretax income | 81,000 | 277,000 | 330,000 | 299,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 277,000 | 330,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,598,000 | 3,771,000 | 3,815,000 | 3,781,000 |
| Total capital | 3,929,000 | 4,107,000 | 4,160,000 | 4,131,000 |
| Risk-weighted assets | 26,305,000 | 27,525,000 | 28,960,000 | 29,665,000 |