Call reports 2014
STATE NATIONAL BANK OF GROOM, THE — 2014
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,414,000 | 37,862,000 | 38,643,000 | 40,970,000 |
| Total loans | 25,477,000 | 31,272,000 | 31,124,000 | 28,579,000 |
| Allowance for loan losses | 587,000 | 371,000 | 377,000 | 385,000 |
| Securities available for sale | 1,320,000 | 1,316,000 | 1,213,000 | 1,209,000 |
| Securities held to maturity | 2,306,000 | 2,273,000 | 2,151,000 | 2,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,038,000 | 34,584,000 | 35,315,000 | 37,657,000 |
| Interest-bearing deposits | 31,484,000 | 27,805,000 | 28,839,000 | 29,996,000 |
| Noninterest-bearing deposits | 6,554,000 | 6,779,000 | 6,476,000 | 7,661,000 |
| Equity capital | 3,351,000 | 3,238,000 | 3,276,000 | 3,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 796,000 | 1,222,000 | 1,668,000 |
| Interest expense | 47,000 | 88,000 | 129,000 | 173,000 |
| Net interest income | 331,000 | 708,000 | 1,093,000 | 1,495,000 |
| Noninterest income | 20,000 | 35,000 | 56,000 | 99,000 |
| Noninterest expense | 332,000 | 651,000 | 1,003,000 | 1,448,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 13,000 | 80,000 | 128,000 | 122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 80,000 | 128,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,350,000 | 3,237,000 | 3,275,000 | 3,269,000 |
| Total capital | 3,712,000 | 3,608,000 | 3,652,000 | 3,654,000 |
| Risk-weighted assets | 28,866,000 | 32,196,000 | 32,744,000 | 31,474,000 |