Call reports 2013
STATE NATIONAL BANK OF GROOM, THE — 2013
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,368,000 | 38,123,000 | 39,581,000 | 38,415,000 |
| Total loans | 26,235,000 | 28,821,000 | 31,738,000 | 26,048,000 |
| Allowance for loan losses | 492,000 | 526,000 | 575,000 | 579,000 |
| Securities available for sale | 964,000 | 608,000 | 904,000 | 1,062,000 |
| Securities held to maturity | 2,657,000 | 2,554,000 | 2,388,000 | 2,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,202,000 | 34,891,000 | 36,225,000 | 35,066,000 |
| Interest-bearing deposits | 29,072,000 | 29,311,000 | 29,140,000 | 27,747,000 |
| Noninterest-bearing deposits | 6,130,000 | 5,580,000 | 7,085,000 | 7,319,000 |
| Equity capital | 3,135,000 | 3,185,000 | 3,300,000 | 3,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 820,000 | 1,286,000 | 1,718,000 |
| Interest expense | 37,000 | 78,000 | 121,000 | 159,000 |
| Net interest income | 372,000 | 742,000 | 1,165,000 | 1,559,000 |
| Noninterest income | 30,000 | 57,000 | 90,000 | 113,000 |
| Noninterest expense | 332,000 | 664,000 | 946,000 | 1,320,000 |
| Provision for loan losses | 6,000 | 12,000 | 61,000 | 67,000 |
| Pretax income | 64,000 | 123,000 | 248,000 | 285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 123,000 | 248,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,135,000 | 3,185,000 | 3,300,000 | 3,337,000 |
| Total capital | 3,492,000 | 3,571,000 | 3,718,000 | 3,694,000 |
| Risk-weighted assets | 28,826,000 | 30,760,000 | 33,270,000 | 28,321,000 |