Call reports 2012
STATE NATIONAL BANK OF GROOM, THE — 2012
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,000,000 | 36,449,000 | 38,214,000 | 37,265,000 |
| Total loans | 25,158,000 | 26,619,000 | 27,505,000 | 26,549,000 |
| Allowance for loan losses | 484,000 | 480,000 | 474,000 | 469,000 |
| Securities available for sale | 765,000 | 765,000 | 502,000 | 619,000 |
| Securities held to maturity | 3,297,000 | 3,170,000 | 2,947,000 | 2,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,035,000 | 33,412,000 | 35,091,000 | 34,181,000 |
| Interest-bearing deposits | 29,011,000 | 27,703,000 | 28,694,000 | 28,035,000 |
| Noninterest-bearing deposits | 7,024,000 | 5,709,000 | 6,397,000 | 6,146,000 |
| Equity capital | 2,927,000 | 2,981,000 | 3,064,000 | 3,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 890,000 | 1,332,000 | 1,782,000 |
| Interest expense | 52,000 | 96,000 | 136,000 | 177,000 |
| Net interest income | 400,000 | 794,000 | 1,196,000 | 1,605,000 |
| Noninterest income | 26,000 | 47,000 | 68,000 | 92,000 |
| Noninterest expense | 338,000 | 687,000 | 1,025,000 | 1,388,000 |
| Provision for loan losses | 6,000 | 9,000 | 11,000 | 146,000 |
| Pretax income | 82,000 | 145,000 | 228,000 | 163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 145,000 | 228,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,927,000 | 2,981,000 | 3,064,000 | 3,071,000 |
| Total capital | 3,271,000 | 3,331,000 | 3,433,000 | 3,430,000 |
| Risk-weighted assets | 27,415,000 | 27,770,000 | 29,306,000 | 28,650,000 |