Call reports 2011
STATE NATIONAL BANK OF GROOM, THE — 2011
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,175,000 | 36,249,000 | 37,640,000 | 40,802,000 |
| Total loans | 24,985,000 | 27,347,000 | 27,573,000 | 29,433,000 |
| Allowance for loan losses | 369,000 | 367,000 | 419,000 | 530,000 |
| Securities available for sale | 514,000 | 786,000 | 503,000 | 200,000 |
| Securities held to maturity | 3,078,000 | 2,974,000 | 2,790,000 | 3,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,279,000 | 33,273,000 | 34,586,000 | 37,833,000 |
| Interest-bearing deposits | 30,166,000 | 27,832,000 | 28,301,000 | 31,328,000 |
| Noninterest-bearing deposits | 5,113,000 | 5,441,000 | 6,285,000 | 6,505,000 |
| Equity capital | 2,851,000 | 2,912,000 | 2,986,000 | 2,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 862,000 | 1,339,000 | 1,824,000 |
| Interest expense | 61,000 | 112,000 | 164,000 | 216,000 |
| Net interest income | 355,000 | 750,000 | 1,175,000 | 1,608,000 |
| Noninterest income | 25,000 | 49,000 | 73,000 | 97,000 |
| Noninterest expense | 297,000 | 636,000 | 955,000 | 1,308,000 |
| Provision for loan losses | 30,000 | 34,000 | 86,000 | 214,000 |
| Pretax income | 53,000 | 129,000 | 207,000 | 183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 129,000 | 207,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,840,000 | 2,905,000 | 2,983,000 | 2,950,000 |
| Total capital | 3,180,000 | 3,258,000 | 3,342,000 | 3,337,000 |
| Risk-weighted assets | 27,206,000 | 28,247,000 | 28,670,000 | 30,850,000 |