Call reports 2010
STATE NATIONAL BANK OF GROOM, THE — 2010
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 34,195,000 | 33,391,000 | 38,189,000 | 35,050,000 |
| Total loans | 25,514,000 | 26,594,000 | 29,262,000 | 26,592,000 |
| Allowance for loan losses | 303,000 | 310,000 | 322,000 | 339,000 |
| Securities available for sale | 782,000 | 527,000 | 524,000 | 720,000 |
| Securities held to maturity | 3,131,000 | 2,999,000 | 2,802,000 | 2,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,557,000 | 30,644,000 | 33,725,000 | 32,225,000 |
| Interest-bearing deposits | 26,767,000 | 25,618,000 | 28,877,000 | 27,139,000 |
| Noninterest-bearing deposits | 4,790,000 | 5,026,000 | 4,848,000 | 5,086,000 |
| Equity capital | 2,591,000 | 2,677,000 | 2,789,000 | 2,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 892,000 | 1,383,000 | 1,852,000 |
| Interest expense | 67,000 | 126,000 | 189,000 | 255,000 |
| Net interest income | 371,000 | 766,000 | 1,194,000 | 1,597,000 |
| Noninterest income | 24,000 | 47,000 | 69,000 | 93,000 |
| Noninterest expense | 345,000 | 652,000 | 950,000 | 1,301,000 |
| Provision for loan losses | 356,000 | 364,000 | 402,000 | 453,000 |
| Pretax income | -306,000 | -203,000 | -89,000 | -64,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -306,000 | -208,000 | -94,000 | -69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,565,000 | 2,656,000 | 2,770,000 | 2,786,000 |
| Total capital | 2,868,000 | 2,966,000 | 3,092,000 | 3,125,000 |
| Risk-weighted assets | 27,354,000 | 28,128,000 | 30,787,000 | 27,807,000 |