Call reports 2009
STATE NATIONAL BANK OF GROOM, THE — 2009
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,864,000 | 34,138,000 | 34,218,000 | 34,671,000 |
| Total loans | 24,222,000 | 26,114,000 | 27,085,000 | 25,466,000 |
| Allowance for loan losses | 328,000 | 328,000 | 328,000 | 328,000 |
| Securities available for sale | 996,000 | 791,000 | 791,000 | 786,000 |
| Securities held to maturity | 3,762,000 | 3,586,000 | 3,397,000 | 3,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,006,000 | 31,232,000 | 31,207,000 | 31,650,000 |
| Interest-bearing deposits | 29,287,000 | 27,374,000 | 27,312,000 | 27,101,000 |
| Noninterest-bearing deposits | 4,719,000 | 3,858,000 | 3,895,000 | 4,549,000 |
| Equity capital | 2,798,000 | 2,835,000 | 2,918,000 | 3,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 850,000 | 1,306,000 | 1,779,000 |
| Interest expense | 102,000 | 188,000 | 269,000 | 340,000 |
| Net interest income | 321,000 | 662,000 | 1,037,000 | 1,439,000 |
| Noninterest income | 20,000 | 42,000 | 60,000 | 82,000 |
| Noninterest expense | 287,000 | 596,000 | 908,000 | 1,234,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 108,000 | 189,000 | 287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 105,000 | 186,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,762,000 | 2,804,000 | 2,885,000 | 2,973,000 |
| Total capital | 3,090,000 | 3,132,000 | 3,213,000 | 3,301,000 |
| Risk-weighted assets | 26,296,000 | 27,400,000 | 28,295,000 | 27,823,000 |