Call reports 2004
STATE NATIONAL BANK OF GROOM, THE — 2004
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,884,000 | 23,190,000 | 25,487,000 | 26,091,000 |
| Total loans | 14,207,000 | 16,614,000 | 19,485,000 | 19,818,000 |
| Allowance for loan losses | 198,000 | 197,000 | 197,000 | 209,000 |
| Securities available for sale | 1,189,000 | 1,170,000 | 1,180,000 | 1,166,000 |
| Securities held to maturity | 1,281,000 | 1,279,000 | 1,073,000 | 1,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,428,000 | 21,249,000 | 23,505,000 | 24,077,000 |
| Interest-bearing deposits | 15,827,000 | 17,557,000 | 18,959,000 | 19,929,000 |
| Noninterest-bearing deposits | 3,601,000 | 3,692,000 | 4,546,000 | 4,148,000 |
| Equity capital | 1,441,000 | 1,921,000 | 1,956,000 | 1,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 213,000 | 468,000 | 783,000 | 1,134,000 |
| Interest expense | 49,000 | 99,000 | 163,000 | 232,000 |
| Net interest income | 164,000 | 369,000 | 620,000 | 902,000 |
| Noninterest income | 24,000 | 46,000 | 71,000 | 89,000 |
| Noninterest expense | 208,000 | 441,000 | 684,000 | 939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -20,000 | -26,000 | 7,000 | 52,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -20,000 | -26,000 | 7,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,423,000 | 1,918,000 | 1,951,000 | 1,996,000 |
| Total capital | 1,615,000 | 2,115,000 | 2,148,000 | 2,205,000 |
| Risk-weighted assets | 15,479,000 | 17,118,000 | 20,409,000 | 20,369,000 |