Call reports 2003
STATE NATIONAL BANK OF GROOM, THE — 2003
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 14,028,000 | 13,607,000 | 13,372,000 | 18,516,000 |
| Total loans | 7,883,000 | 8,213,000 | 8,816,000 | 10,537,000 |
| Allowance for loan losses | 196,000 | 190,000 | 190,000 | 198,000 |
| Securities available for sale | 1,095,000 | 1,093,000 | 1,198,000 | 1,192,000 |
| Securities held to maturity | 1,533,000 | 1,400,000 | 1,334,000 | 1,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,410,000 | 12,002,000 | 11,815,000 | 17,034,000 |
| Interest-bearing deposits | 11,104,000 | 10,359,000 | 9,748,000 | 14,278,000 |
| Noninterest-bearing deposits | 1,306,000 | 1,643,000 | 2,067,000 | 2,756,000 |
| Equity capital | 1,590,000 | 1,577,000 | 1,532,000 | 1,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 344,000 | 508,000 | 699,000 |
| Interest expense | 45,000 | 83,000 | 116,000 | 163,000 |
| Net interest income | 128,000 | 261,000 | 392,000 | 536,000 |
| Noninterest income | 12,000 | 28,000 | 44,000 | 63,000 |
| Noninterest expense | 154,000 | 316,000 | 499,000 | 733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -14,000 | -27,000 | -63,000 | -134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -14,000 | -27,000 | -63,000 | -134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,563,000 | 1,550,000 | 1,514,000 | 1,443,000 |
| Total capital | 1,680,000 | 1,670,000 | 1,640,000 | 1,595,000 |
| Risk-weighted assets | 9,257,000 | 9,476,000 | 10,044,000 | 12,136,000 |