Call reports 2002
STATE NATIONAL BANK OF GROOM, THE — 2002
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,394,000 | 13,664,000 | 13,156,000 | 14,370,000 |
| Total loans | 6,900,000 | 6,600,000 | 6,922,000 | 8,338,000 |
| Allowance for loan losses | 194,000 | 194,000 | 194,000 | 205,000 |
| Securities available for sale | 1,707,000 | 1,718,000 | 1,520,000 | 902,000 |
| Securities held to maturity | 2,890,000 | 2,579,000 | 2,349,000 | 1,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,749,000 | 12,004,000 | 11,487,000 | 12,728,000 |
| Interest-bearing deposits | 10,240,000 | 10,492,000 | 9,842,000 | 10,585,000 |
| Noninterest-bearing deposits | 2,509,000 | 1,512,000 | 1,645,000 | 2,143,000 |
| Equity capital | 1,618,000 | 1,636,000 | 1,644,000 | 1,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 379,000 | 557,000 | 737,000 |
| Interest expense | 61,000 | 114,000 | 165,000 | 214,000 |
| Net interest income | 140,000 | 265,000 | 392,000 | 523,000 |
| Noninterest income | 12,000 | 24,000 | 36,000 | 50,000 |
| Noninterest expense | 142,000 | 280,000 | 421,000 | 597,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,000 | 9,000 | 7,000 | -23,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | 9,000 | 7,000 | -23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,610,000 | 1,609,000 | 1,607,000 | 1,577,000 |
| Total capital | 1,712,000 | 1,706,000 | 1,709,000 | 1,700,000 |
| Risk-weighted assets | 8,096,000 | 8,173,000 | 8,354,000 | 9,740,000 |