Call reports 2001
STATE NATIONAL BANK OF GROOM, THE — 2001
What STATE NATIONAL BANK OF GROOM, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,439,000 | 14,053,000 | 14,052,000 | 14,325,000 |
| Total loans | 7,652,000 | 7,855,000 | 7,305,000 | 7,835,000 |
| Allowance for loan losses | 184,000 | 184,000 | 184,000 | 194,000 |
| Securities available for sale | 3,286,000 | 2,488,000 | 3,307,000 | 2,704,000 |
| Securities held to maturity | 1,549,000 | 1,523,000 | 1,501,000 | 2,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,720,000 | 12,306,000 | 12,277,000 | 12,656,000 |
| Interest-bearing deposits | 11,060,000 | 10,611,000 | 10,678,000 | 10,115,000 |
| Noninterest-bearing deposits | 1,660,000 | 1,695,000 | 1,599,000 | 2,541,000 |
| Equity capital | 1,650,000 | 1,678,000 | 1,709,000 | 1,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 565,000 | 825,000 | 1,068,000 |
| Interest expense | 119,000 | 232,000 | 335,000 | 415,000 |
| Net interest income | 172,000 | 333,000 | 490,000 | 653,000 |
| Noninterest income | 13,000 | 25,000 | 37,000 | 48,000 |
| Noninterest expense | 149,000 | 289,000 | 435,000 | 600,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 69,000 | 92,000 | 101,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 30,000 |
| Net income | 29,000 | 54,000 | 70,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,623,000 | 1,648,000 | 1,664,000 | 1,600,000 |
| Total capital | 1,737,000 | 1,767,000 | 1,777,000 | 1,718,000 |
| Risk-weighted assets | 9,076,000 | 9,418,000 | 8,965,000 | 9,356,000 |