Call report 2012Q4
REGAL BANK & TRUST — 2012Q4
The 22 measures REGAL BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,608,000 | USD | evidence → |
| Total loans | 99,022,000 | USD | evidence → |
| Allowance for loan losses | 1,817,000 | USD | evidence → |
| Securities available for sale | 29,059,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,249,000 | USD | evidence → |
| Interest-bearing deposits | 119,095,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,154,000 | USD | evidence → |
| Equity capital | 13,307,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,331,000 | USD | evidence → |
| Interest expense | 1,790,000 | USD | evidence → |
| Net interest income | 5,541,000 | USD | evidence → |
| Noninterest income | 232,000 | USD | evidence → |
| Noninterest expense | 5,800,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,124,000 | USD | evidence → |
| Income tax | 212,000 | USD | evidence → |
| Net income | 912,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,177,000 | USD | evidence → |
| Total capital | 14,483,000 | USD | evidence → |
| Risk-weighted assets | 103,947,000 | USD | evidence → |