Call report 2012Q1
REGAL BANK & TRUST — 2012Q1
The 22 measures REGAL BANK & TRUST reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,480,000 | USD | evidence → |
| Total loans | 112,695,000 | USD | evidence → |
| Allowance for loan losses | 2,796,000 | USD | evidence → |
| Securities available for sale | 34,465,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,079,000 | USD | evidence → |
| Interest-bearing deposits | 130,216,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,863,000 | USD | evidence → |
| Equity capital | 12,575,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,921,000 | USD | evidence → |
| Interest expense | 505,000 | USD | evidence → |
| Net interest income | 1,416,000 | USD | evidence → |
| Noninterest income | 552,000 | USD | evidence → |
| Noninterest expense | 1,442,000 | USD | evidence → |
| Provision for loan losses | 338,000 | USD | evidence → |
| Pretax income | 403,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 403,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,674,000 | USD | evidence → |
| Total capital | 14,123,000 | USD | evidence → |
| Risk-weighted assets | 114,555,000 | USD | evidence → |