Call report 2008Q4
REGAL BANK & TRUST — 2008Q4
The 22 measures REGAL BANK & TRUST reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,324,000 | USD | evidence → |
| Total loans | 133,293,000 | USD | evidence → |
| Allowance for loan losses | 1,985,000 | USD | evidence → |
| Securities available for sale | 20,468,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,499,000 | USD | evidence → |
| Interest-bearing deposits | 126,023,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,476,000 | USD | evidence → |
| Equity capital | 18,807,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,796,000 | USD | evidence → |
| Interest expense | 5,201,000 | USD | evidence → |
| Net interest income | 5,595,000 | USD | evidence → |
| Noninterest income | 171,000 | USD | evidence → |
| Noninterest expense | 5,935,000 | USD | evidence → |
| Provision for loan losses | 1,055,000 | USD | evidence → |
| Pretax income | -1,137,000 | USD | evidence → |
| Income tax | -424,000 | USD | evidence → |
| Net income | -713,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,707,000 | USD | evidence → |
| Total capital | 20,434,000 | USD | evidence → |
| Risk-weighted assets | 137,894,000 | USD | evidence → |