Call report 2003Q2
REGAL BANK & TRUST — 2003Q2
The 22 measures REGAL BANK & TRUST reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,370,000 | USD | evidence → |
| Total loans | 65,868,000 | USD | evidence → |
| Allowance for loan losses | 1,237,000 | USD | evidence → |
| Securities available for sale | 12,064,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,486,000 | USD | evidence → |
| Interest-bearing deposits | 61,478,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,008,000 | USD | evidence → |
| Equity capital | 7,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,867,000 | USD | evidence → |
| Interest expense | 1,113,000 | USD | evidence → |
| Net interest income | 1,754,000 | USD | evidence → |
| Noninterest income | 451,000 | USD | evidence → |
| Noninterest expense | 1,605,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 595,000 | USD | evidence → |
| Income tax | 224,000 | USD | evidence → |
| Net income | 371,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,160,000 | USD | evidence → |
| Total capital | 7,910,000 | USD | evidence → |
| Risk-weighted assets | 59,523,000 | USD | evidence → |