Call report 2002Q4
REGAL BANK & TRUST — 2002Q4
The 22 measures REGAL BANK & TRUST reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,147,000 | USD | evidence → |
| Total loans | 61,987,000 | USD | evidence → |
| Allowance for loan losses | 1,228,000 | USD | evidence → |
| Securities available for sale | 7,947,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,366,000 | USD | evidence → |
| Interest-bearing deposits | 55,087,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,279,000 | USD | evidence → |
| Equity capital | 6,996,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,892,000 | USD | evidence → |
| Interest expense | 2,409,000 | USD | evidence → |
| Net interest income | 3,483,000 | USD | evidence → |
| Noninterest income | 571,000 | USD | evidence → |
| Noninterest expense | 2,992,000 | USD | evidence → |
| Provision for loan losses | 53,000 | USD | evidence → |
| Pretax income | 1,083,000 | USD | evidence → |
| Income tax | 419,000 | USD | evidence → |
| Net income | 664,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,520,000 | USD | evidence → |
| Total capital | 7,262,000 | USD | evidence → |
| Risk-weighted assets | 58,881,000 | USD | evidence → |
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