Call reports 2001
NORTHERN TRUST BANK OF COLORADO — 2001
What NORTHERN TRUST BANK OF COLORADO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,748,000 | 91,893,000 | 92,666,000 | 97,746,000 |
| Total loans | 69,101,000 | 75,863,000 | 75,819,000 | 82,047,000 |
| Allowance for loan losses | 482,000 | 482,000 | 482,000 | 482,000 |
| Securities available for sale | 1,847,000 | 594,000 | 406,000 | 237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,197,000 | 37,915,000 | 35,967,000 | 53,195,000 |
| Interest-bearing deposits | 29,254,000 | 32,316,000 | 30,407,000 | 35,153,000 |
| Noninterest-bearing deposits | 5,943,000 | 5,599,000 | 5,560,000 | 18,042,000 |
| Equity capital | 14,011,000 | 14,569,000 | 14,201,000 | 13,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,682,000 | 4,044,000 | 5,355,000 |
| Interest expense | 794,000 | 1,575,000 | 2,307,000 | 2,940,000 |
| Net interest income | 514,000 | 1,107,000 | 1,737,000 | 2,415,000 |
| Noninterest income | 546,000 | 1,163,000 | 1,727,000 | 2,255,000 |
| Noninterest expense | 1,361,000 | 3,139,000 | 4,800,000 | 6,340,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -301,000 | -869,000 | -1,336,000 | -1,670,000 |
| Income tax | -43,000 | -169,000 | -264,000 | -318,000 |
| Net income | -258,000 | -700,000 | -1,072,000 | -1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,605,000 | 6,339,000 | 6,145,000 | 5,994,000 |
| Total capital | 6,087,000 | 6,821,000 | 6,627,000 | 6,476,000 |
| Risk-weighted assets | 54,427,000 | 56,428,000 | 56,653,000 | 58,376,000 |