Call reports 2025
FIRST NATIONAL BANK OF MOODY, THE — 2025
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 53,381,000 | 54,195,000 | 52,665,000 | 54,409,000 |
| Total loans | 18,718,000 | 19,010,000 | 17,481,000 | 17,740,000 |
| Allowance for loan losses | 289,000 | 278,000 | 274,000 | 219,000 |
| Securities available for sale | 16,672,000 | 16,460,000 | 16,432,000 | 16,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,070,000 | 42,875,000 | 40,919,000 | 42,536,000 |
| Interest-bearing deposits | 32,341,000 | 32,091,000 | 31,161,000 | 33,106,000 |
| Noninterest-bearing deposits | 9,729,000 | 10,784,000 | 9,758,000 | 9,430,000 |
| Equity capital | 8,980,000 | 8,972,000 | 9,387,000 | 9,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,256,000 | 1,860,000 | 2,452,000 |
| Interest expense | 164,000 | 314,000 | 454,000 | 600,000 |
| Net interest income | 462,000 | 942,000 | 1,406,000 | 1,852,000 |
| Noninterest income | 99,000 | 199,000 | 310,000 | 414,000 |
| Noninterest expense | 427,000 | 883,000 | 1,283,000 | 1,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 258,000 | 433,000 | 485,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 258,000 | 433,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,019,000 | 9,955,000 | 10,130,000 | 10,182,000 |