Call reports 2016
FIRST NATIONAL BANK OF MOODY, THE — 2016
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 47,452,000 | 47,229,000 | 48,758,000 | 48,716,000 |
| Total loans | 24,848,000 | 24,335,000 | 23,461,000 | 23,304,000 |
| Allowance for loan losses | 717,000 | 726,000 | 783,000 | 709,000 |
| Securities available for sale | 14,331,000 | 16,501,000 | 16,998,000 | 17,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,614,000 | 36,291,000 | 37,656,000 | 37,924,000 |
| Interest-bearing deposits | 29,446,000 | 32,716,000 | 27,500,000 | 28,757,000 |
| Noninterest-bearing deposits | 7,168,000 | 3,575,000 | 10,156,000 | 9,167,000 |
| Equity capital | 9,324,000 | 9,394,000 | 9,530,000 | 9,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 877,000 | 1,326,000 | 1,794,000 |
| Interest expense | 27,000 | 53,000 | 80,000 | 108,000 |
| Net interest income | 428,000 | 824,000 | 1,246,000 | 1,686,000 |
| Noninterest income | 73,000 | 161,000 | 241,000 | 315,000 |
| Noninterest expense | 346,000 | 716,000 | 1,041,000 | 1,363,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 140,000 | 239,000 | 401,000 | 593,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 239,000 | 401,000 | 593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,033,000 | 9,059,000 | 9,185,000 | 9,307,000 |
| Total capital | 9,389,000 | 9,411,000 | 9,530,000 | 9,657,000 |
| Risk-weighted assets | 28,111,000 | 27,785,000 | 27,134,000 | 27,654,000 |