Call reports 2015
FIRST NATIONAL BANK OF MOODY, THE — 2015
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,137,000 | 46,704,000 | 47,943,000 | 48,516,000 |
| Total loans | 23,692,000 | 23,544,000 | 23,432,000 | 23,174,000 |
| Allowance for loan losses | 676,000 | 647,000 | 661,000 | 664,000 |
| Securities available for sale | 12,694,000 | 13,623,000 | 13,848,000 | 13,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,721,000 | 36,202,000 | 37,302,000 | 37,930,000 |
| Interest-bearing deposits | 28,580,000 | 28,626,000 | 29,259,000 | 29,612,000 |
| Noninterest-bearing deposits | 7,141,000 | 7,576,000 | 8,043,000 | 8,318,000 |
| Equity capital | 9,018,000 | 9,080,000 | 9,189,000 | 9,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 829,000 | 1,246,000 | 1,652,000 |
| Interest expense | 25,000 | 50,000 | 76,000 | 102,000 |
| Net interest income | 366,000 | 779,000 | 1,170,000 | 1,550,000 |
| Noninterest income | 82,000 | 157,000 | 240,000 | 308,000 |
| Noninterest expense | 337,000 | 645,000 | 961,000 | 1,319,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 96,000 | 261,000 | 404,000 | 479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 261,000 | 404,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,731,000 | 8,861,000 | 8,897,000 | 8,917,000 |
| Total capital | 9,063,000 | 9,196,000 | 9,249,000 | 9,267,000 |
| Risk-weighted assets | 26,224,000 | 26,473,000 | 27,829,000 | 27,640,000 |