Call reports 2014
FIRST NATIONAL BANK OF MOODY, THE — 2014
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 44,914,000 | 44,977,000 | 45,272,000 | 46,421,000 |
| Total loans | 23,177,000 | 23,560,000 | 22,382,000 | 23,458,000 |
| Allowance for loan losses | 563,000 | 606,000 | 622,000 | 640,000 |
| Securities available for sale | 13,554,000 | 13,651,000 | 12,997,000 | 12,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,825,000 | 34,805,000 | 35,037,000 | 36,092,000 |
| Interest-bearing deposits | 28,879,000 | 27,939,000 | 27,456,000 | 29,030,000 |
| Noninterest-bearing deposits | 5,946,000 | 6,866,000 | 7,581,000 | 7,062,000 |
| Equity capital | 8,811,000 | 8,862,000 | 8,897,000 | 8,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 844,000 | 1,259,000 | 1,653,000 |
| Interest expense | 29,000 | 58,000 | 83,000 | 108,000 |
| Net interest income | 392,000 | 786,000 | 1,176,000 | 1,545,000 |
| Noninterest income | 76,000 | 155,000 | 236,000 | 309,000 |
| Noninterest expense | 327,000 | 635,000 | 940,000 | 1,245,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 126,000 | 276,000 | 427,000 | 549,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 276,000 | 427,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,511,000 | 8,599,000 | 8,665,000 | 8,715,000 |
| Total capital | 8,834,000 | 8,929,000 | 8,982,000 | 9,045,000 |
| Risk-weighted assets | 25,625,000 | 26,102,000 | 25,126,000 | 26,132,000 |