Call reports 2013
FIRST NATIONAL BANK OF MOODY, THE — 2013
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 44,992,000 | 49,126,000 | 46,020,000 | 45,574,000 |
| Total loans | 23,671,000 | 23,613,000 | 23,237,000 | 23,250,000 |
| Allowance for loan losses | 610,000 | 589,000 | 601,000 | 518,000 |
| Securities available for sale | 14,971,000 | 13,894,000 | 13,718,000 | 13,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,055,000 | 39,385,000 | 36,146,000 | 35,708,000 |
| Interest-bearing deposits | 29,606,000 | 33,162,000 | 30,587,000 | 29,944,000 |
| Noninterest-bearing deposits | 5,449,000 | 6,223,000 | 5,559,000 | 5,764,000 |
| Equity capital | 8,806,000 | 8,572,000 | 8,672,000 | 8,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 860,000 | 1,275,000 | 1,691,000 |
| Interest expense | 28,000 | 63,000 | 99,000 | 130,000 |
| Net interest income | 408,000 | 797,000 | 1,176,000 | 1,561,000 |
| Noninterest income | 73,000 | 157,000 | 229,000 | 300,000 |
| Noninterest expense | 337,000 | 645,000 | 932,000 | 1,256,000 |
| Provision for loan losses | 15,000 | 100,000 | 110,000 | 175,000 |
| Pretax income | 129,000 | 221,000 | 375,000 | 442,000 |
| Income tax | 0 | 0 | 0 | -1,000 |
| Net income | 129,000 | 221,000 | 375,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,271,000 | 8,292,000 | 8,417,000 | 8,412,000 |
| Total capital | 8,585,000 | 8,632,000 | 8,748,000 | 8,736,000 |
| Risk-weighted assets | 24,811,000 | 26,912,000 | 26,163,000 | 25,730,000 |