Call reports 2012
FIRST NATIONAL BANK OF MOODY, THE — 2012
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,926,000 | 43,340,000 | 45,299,000 | 44,712,000 |
| Total loans | 20,322,000 | 21,213,000 | 22,408,000 | 22,838,000 |
| Allowance for loan losses | 609,000 | 528,000 | 541,000 | 555,000 |
| Securities available for sale | 17,334,000 | 16,675,000 | 16,047,000 | 14,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,174,000 | 33,576,000 | 34,852,000 | 34,820,000 |
| Interest-bearing deposits | 28,217,000 | 28,080,000 | 28,710,000 | 28,907,000 |
| Noninterest-bearing deposits | 4,957,000 | 5,496,000 | 6,142,000 | 5,913,000 |
| Equity capital | 8,594,000 | 8,725,000 | 8,849,000 | 8,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 804,000 | 1,238,000 | 1,652,000 |
| Interest expense | 32,000 | 61,000 | 89,000 | 117,000 |
| Net interest income | 371,000 | 743,000 | 1,149,000 | 1,535,000 |
| Noninterest income | 68,000 | 149,000 | 200,000 | 272,000 |
| Noninterest expense | 315,000 | 599,000 | 892,000 | 1,234,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 109,000 | 263,000 | 412,000 | 513,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 109,000 | 263,000 | 412,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,019,000 | 8,120,000 | 8,174,000 | 8,202,000 |
| Total capital | 8,325,000 | 8,426,000 | 8,492,000 | 8,523,000 |
| Risk-weighted assets | 23,957,000 | 24,229,000 | 25,234,000 | 25,474,000 |