Call reports 2011
FIRST NATIONAL BANK OF MOODY, THE — 2011
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,414,000 | 50,012,000 | 46,134,000 | 45,176,000 |
| Total loans | 20,438,000 | 19,773,000 | 19,402,000 | 18,848,000 |
| Allowance for loan losses | 526,000 | 546,000 | 570,000 | 586,000 |
| Securities available for sale | 21,499,000 | 20,938,000 | 18,860,000 | 17,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,244,000 | 40,446,000 | 36,278,000 | 35,429,000 |
| Interest-bearing deposits | 33,519,000 | 33,367,000 | 28,856,000 | 29,561,000 |
| Noninterest-bearing deposits | 7,725,000 | 7,079,000 | 7,422,000 | 5,868,000 |
| Equity capital | 8,125,000 | 8,495,000 | 8,758,000 | 8,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 892,000 | 1,313,000 | 1,702,000 |
| Interest expense | 47,000 | 97,000 | 138,000 | 174,000 |
| Net interest income | 380,000 | 795,000 | 1,175,000 | 1,528,000 |
| Noninterest income | 58,000 | 126,000 | 208,000 | 265,000 |
| Noninterest expense | 368,000 | 644,000 | 918,000 | 1,223,000 |
| Provision for loan losses | 15,000 | 30,000 | 56,000 | 71,000 |
| Pretax income | 55,000 | 247,000 | 463,000 | 553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 247,000 | 463,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,727,000 | 7,904,000 | 8,020,000 | 7,970,000 |
| Total capital | 8,053,000 | 8,218,000 | 8,323,000 | 8,265,000 |
| Risk-weighted assets | 25,852,000 | 24,892,000 | 23,987,000 | 23,295,000 |