Call reports 2010
FIRST NATIONAL BANK OF MOODY, THE — 2010
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 45,146,000 | 54,180,000 | 53,929,000 | 53,003,000 |
| Total loans | 19,542,000 | 19,818,000 | 19,429,000 | 19,813,000 |
| Allowance for loan losses | 477,000 | 464,000 | 482,000 | 476,000 |
| Securities available for sale | 17,423,000 | 26,259,000 | 24,947,000 | 22,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,797,000 | 44,864,000 | 44,422,000 | 43,655,000 |
| Interest-bearing deposits | 26,495,000 | 39,693,000 | 37,981,000 | 36,115,000 |
| Noninterest-bearing deposits | 5,302,000 | 5,171,000 | 6,441,000 | 7,540,000 |
| Equity capital | 8,041,000 | 8,344,000 | 8,513,000 | 8,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 945,000 | 1,431,000 | 1,863,000 |
| Interest expense | 61,000 | 131,000 | 199,000 | 253,000 |
| Net interest income | 393,000 | 814,000 | 1,232,000 | 1,610,000 |
| Noninterest income | 58,000 | 122,000 | 186,000 | 244,000 |
| Noninterest expense | 391,000 | 696,000 | 1,010,000 | 1,363,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 45,000 | 210,000 | 363,000 | 592,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 45,000 | 210,000 | 363,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,525,000 | 7,689,000 | 7,743,000 | 7,871,000 |
| Total capital | 7,821,000 | 8,004,000 | 8,052,000 | 8,182,000 |
| Risk-weighted assets | 23,463,000 | 25,080,000 | 24,576,000 | 24,686,000 |