Call reports 2009
FIRST NATIONAL BANK OF MOODY, THE — 2009
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,997,000 | 39,271,000 | 43,377,000 | 45,344,000 |
| Total loans | 20,378,000 | 19,451,000 | 19,273,000 | 19,955,000 |
| Allowance for loan losses | 566,000 | 450,000 | 465,000 | 470,000 |
| Securities available for sale | 11,661,000 | 11,947,000 | 18,694,000 | 18,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,344,000 | 30,745,000 | 30,090,000 | 31,544,000 |
| Interest-bearing deposits | 26,527,000 | 25,670,000 | 24,633,000 | 26,044,000 |
| Noninterest-bearing deposits | 5,817,000 | 5,075,000 | 5,457,000 | 5,500,000 |
| Equity capital | 7,896,000 | 7,753,000 | 8,009,000 | 7,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 952,000 | 1,435,000 | 1,909,000 |
| Interest expense | 102,000 | 191,000 | 270,000 | 339,000 |
| Net interest income | 384,000 | 761,000 | 1,165,000 | 1,570,000 |
| Noninterest income | 62,000 | 119,000 | 177,000 | 240,000 |
| Noninterest expense | 274,000 | 607,000 | 901,000 | 1,236,000 |
| Provision for loan losses | 20,000 | 35,000 | 50,000 | 65,000 |
| Pretax income | 152,000 | 238,000 | 391,000 | 509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 238,000 | 391,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,437,000 | 7,423,000 | 7,536,000 | 7,559,000 |
| Total capital | 7,729,000 | 7,710,000 | 7,829,000 | 7,860,000 |
| Risk-weighted assets | 23,079,000 | 22,764,000 | 23,279,000 | 23,942,000 |