Call reports 2008
FIRST NATIONAL BANK OF MOODY, THE — 2008
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 37,215,000 | 38,074,000 | 38,847,000 | 38,761,000 |
| Total loans | 20,395,000 | 20,609,000 | 20,244,000 | 20,916,000 |
| Allowance for loan losses | 679,000 | 613,000 | 634,000 | 614,000 |
| Securities available for sale | 10,867,000 | 11,063,000 | 11,463,000 | 12,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,886,000 | 30,011,000 | 30,538,000 | 30,254,000 |
| Interest-bearing deposits | 24,755,000 | 24,612,000 | 25,773,000 | 25,400,000 |
| Noninterest-bearing deposits | 4,131,000 | 5,399,000 | 4,765,000 | 4,854,000 |
| Equity capital | 7,639,000 | 7,355,000 | 7,583,000 | 7,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,180,000 | 1,747,000 | 2,272,000 |
| Interest expense | 175,000 | 328,000 | 476,000 | 604,000 |
| Net interest income | 436,000 | 852,000 | 1,271,000 | 1,668,000 |
| Noninterest income | 64,000 | 141,000 | 209,000 | 282,000 |
| Noninterest expense | 253,000 | 519,000 | 775,000 | 1,136,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 50,000 |
| Pretax income | 242,000 | 454,000 | 670,000 | 764,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 454,000 | 670,000 | 764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,345,000 | 7,362,000 | 7,409,000 | 7,340,000 |
| Total capital | 7,632,000 | 7,655,000 | 7,700,000 | 7,632,000 |
| Risk-weighted assets | 22,575,000 | 23,139,000 | 22,913,000 | 23,002,000 |