Call reports 2007
FIRST NATIONAL BANK OF MOODY, THE — 2007
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 36,128,000 | 35,651,000 | 36,304,000 | 36,745,000 |
| Total loans | 21,858,000 | 20,498,000 | 20,551,000 | 20,293,000 |
| Allowance for loan losses | 673,000 | 657,000 | 661,000 | 668,000 |
| Securities available for sale | 9,685,000 | 9,435,000 | 9,896,000 | 10,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,529,000 | 28,035,000 | 28,423,000 | 28,768,000 |
| Interest-bearing deposits | 24,227,000 | 23,711,000 | 24,168,000 | 24,106,000 |
| Noninterest-bearing deposits | 4,302,000 | 4,324,000 | 4,255,000 | 4,662,000 |
| Equity capital | 7,040,000 | 7,013,000 | 7,256,000 | 7,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,215,000 | 1,828,000 | 2,444,000 |
| Interest expense | 197,000 | 395,000 | 588,000 | 780,000 |
| Net interest income | 409,000 | 820,000 | 1,240,000 | 1,664,000 |
| Noninterest income | 34,000 | 116,000 | 178,000 | 239,000 |
| Noninterest expense | 219,000 | 506,000 | 740,000 | 1,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 224,000 | 430,000 | 678,000 | 807,000 |
| Income tax | 0 | -3,000 | -3,000 | -3,000 |
| Net income | 224,000 | 433,000 | 681,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,124,000 | 7,184,000 | 7,282,000 | 7,188,000 |
| Total capital | 7,421,000 | 7,467,000 | 7,568,000 | 7,475,000 |
| Risk-weighted assets | 23,352,000 | 22,274,000 | 22,493,000 | 22,583,000 |