Call reports 2006
FIRST NATIONAL BANK OF MOODY, THE — 2006
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,050,000 | 38,410,000 | 36,909,000 | 37,188,000 |
| Total loans | 21,982,000 | 22,499,000 | 21,573,000 | 21,327,000 |
| Allowance for loan losses | 658,000 | 673,000 | 667,000 | 676,000 |
| Securities available for sale | 9,464,000 | 9,669,000 | 9,423,000 | 9,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,296,000 | 31,180,000 | 29,490,000 | 29,653,000 |
| Interest-bearing deposits | 26,297,000 | 26,141,000 | 25,094,000 | 24,957,000 |
| Noninterest-bearing deposits | 4,999,000 | 5,039,000 | 4,396,000 | 4,696,000 |
| Equity capital | 6,724,000 | 6,686,000 | 6,877,000 | 6,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,133,000 | 1,722,000 | 2,330,000 |
| Interest expense | 175,000 | 368,000 | 558,000 | 753,000 |
| Net interest income | 376,000 | 765,000 | 1,164,000 | 1,577,000 |
| Noninterest income | 50,000 | 104,000 | 155,000 | 211,000 |
| Noninterest expense | 226,000 | 503,000 | 730,000 | 1,033,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 185,000 | 346,000 | 569,000 | 735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 346,000 | 569,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,876,000 | 6,912,000 | 7,023,000 | 7,038,000 |
| Total capital | 7,174,000 | 7,213,000 | 7,321,000 | 7,333,000 |
| Risk-weighted assets | 23,504,000 | 23,745,000 | 23,435,000 | 23,215,000 |