Call reports 2005
FIRST NATIONAL BANK OF MOODY, THE — 2005
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,361,000 | 36,607,000 | 36,818,000 | 36,402,000 |
| Total loans | 20,938,000 | 22,096,000 | 21,122,000 | 21,807,000 |
| Allowance for loan losses | 676,000 | 678,000 | 690,000 | 663,000 |
| Securities available for sale | 11,057,000 | 10,361,000 | 10,027,000 | 9,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,247,000 | 28,874,000 | 29,597,000 | 27,718,000 |
| Interest-bearing deposits | 26,052,000 | 24,696,000 | 24,639,000 | 23,508,000 |
| Noninterest-bearing deposits | 4,195,000 | 4,178,000 | 4,958,000 | 4,210,000 |
| Equity capital | 6,616,000 | 6,675,000 | 6,726,000 | 6,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 940,000 | 1,428,000 | 1,941,000 |
| Interest expense | 96,000 | 205,000 | 329,000 | 467,000 |
| Net interest income | 375,000 | 735,000 | 1,099,000 | 1,474,000 |
| Noninterest income | 48,000 | 103,000 | 156,000 | 212,000 |
| Noninterest expense | 219,000 | 459,000 | 675,000 | 936,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 189,000 | 349,000 | 535,000 | 691,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 189,000 | 349,000 | 535,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,662,000 | 6,697,000 | 6,770,000 | 6,794,000 |
| Total capital | 6,946,000 | 6,988,000 | 7,050,000 | 7,081,000 |
| Risk-weighted assets | 22,291,000 | 22,874,000 | 21,985,000 | 22,548,000 |