Call reports 2004
FIRST NATIONAL BANK OF MOODY, THE — 2004
What FIRST NATIONAL BANK OF MOODY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,634,000 | 38,129,000 | 38,378,000 | 37,392,000 |
| Total loans | 18,955,000 | 20,081,000 | 19,685,000 | 20,581,000 |
| Allowance for loan losses | 609,000 | 596,000 | 637,000 | 662,000 |
| Securities available for sale | 13,083,000 | 12,932,000 | 12,304,000 | 12,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,436,000 | 31,171,000 | 31,207,000 | 30,040,000 |
| Interest-bearing deposits | 27,442,000 | 27,232,000 | 26,821,000 | 26,211,000 |
| Noninterest-bearing deposits | 3,994,000 | 3,939,000 | 4,386,000 | 3,829,000 |
| Equity capital | 6,763,000 | 6,508,000 | 6,711,000 | 6,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 905,000 | 1,357,000 | 1,812,000 |
| Interest expense | 82,000 | 162,000 | 246,000 | 338,000 |
| Net interest income | 377,000 | 743,000 | 1,111,000 | 1,474,000 |
| Noninterest income | 59,000 | 112,000 | 169,000 | 224,000 |
| Noninterest expense | 233,000 | 480,000 | 710,000 | 993,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 188,000 | 345,000 | 525,000 | 645,000 |
| Income tax | -16,000 | -16,000 | -16,000 | -16,000 |
| Net income | 204,000 | 361,000 | 541,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,411,000 | 6,445,000 | 6,533,000 | 6,533,000 |
| Total capital | 6,679,000 | 6,721,000 | 6,804,000 | 6,814,000 |
| Risk-weighted assets | 21,080,000 | 21,793,000 | 21,337,000 | 22,070,000 |